Housing & Property•Series ID: FIN_VAL.NEWCOMMITS.DV8368.TOTDWELL.TOT.TOT.20.AUS.Q•2002–2026
New Housing Loan Commitments - Historical Data
Tracks new mortgage lending commitments to owner-occupiers and investors from ABS Lending Indicators.
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Current Statistics & Historical Records
Latest Reading (2026 Q2)
$97,648m
Prev (2026 Q1): $103.0b-5,380
Highest Recorded (2025 Q4)
$106.6b
Disinflation & monetary policy recalibration
Lowest Recorded (2002 Q3)
$27,708m
Recorded in 2002 Q3
Long-Run Mean (2002–2026)
$210.4b
25 annual observations · Quarterly
New Housing Loan Commitments - Historical Series (2002–2026)
A$ million / qtrDrag to pan, scroll to zoom, or toggle between full annual history (2002–2026) and recent quarterly releases.
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Source: Australian Bureau of Statistics (ABS) (FIN_VAL.NEWCOMMITS.DV8368.TOTDWELL.TOT.TOT.20.AUS.Q) Latest: 97648 A$ million / qtr (2026 Q2)
New Housing Loan Commitments by Decade (2002–2026)
Decade averages, peaks, and troughs across Australian economic cycles
2000s2002–2009
$143.7b
High (2009):$183,675
Low (2002):$55,889
2010s2010–2019
$201.4b
High (2017):$244,526
Low (2011):$154,900
2020s2020–2026
$299.5b
High (2025):$383,007
Low (2026):$200,676
New Housing Loan Commitments - Historical Table (2002–2026)
Unit: A$ million / qtr · Source: Australian Bureau of Statistics (ABS) (FIN_VAL.NEWCOMMITS.DV8368.TOTDWELL.TOT.TOT.20.AUS.Q)
| Year | Housing Finance (A$ million / qtr) | Year Range (Low – High) | Historical Context / Year Snapshot |
|---|---|---|---|
| 2026 | $200,676 | $97,648 – $103,028 | The Australian Economy in 2026 → |
| 2025 | $383,007 | $86,507 – $106,630 | Disinflation & monetary policy recalibration |
| 2024 | $333,594 | $75,392 – $87,078 | The Australian Economy in 2024 → |
| 2023 | $277,790 | $65,520 – $74,520 | The Australian Economy in 2023 → |
| 2022 | $325,745 | $68,808 – $93,366 | Post-pandemic inflation surge & rapid RBA tightening cycle |
| 2021 | $348,073 | $80,292 – $91,007 | The Australian Economy in 2021 → |
| 2020 | $227,580 | $47,345 – $67,335 | COVID-19 pandemic shock & 0.10% cash rate floor |
| 2019 | $195,936 | $45,369 – $54,336 | The Australian Economy in 2019 → |
| 2018 | $218,780 | $50,265 – $57,725 | The Australian Economy in 2018 → |
| 2017 | $244,526 | $59,351 – $62,623 | The Australian Economy in 2017 → |
| 2016 | $226,077 | $53,249 – $60,023 | The Australian Economy in 2016 → |
| 2015 | $231,927 | $55,698 – $59,723 | The Australian Economy in 2015 → |
| 2014 | $219,343 | $53,572 – $56,767 | The Australian Economy in 2014 → |
| 2013 | $193,702 | $44,489 – $52,531 | The Australian Economy in 2013 → |
| 2012 | $162,716 | $39,834 – $41,695 | The Australian Economy in 2012 → |
| 2011 | $154,900 | $38,589 – $39,041 | China mining investment & Terms of Trade supercycle peak |
| 2010 | $166,404 | $40,545 – $43,386 | The Australian Economy in 2010 → |
| 2009 | $183,675 | $42,863 – $48,157 | The Australian Economy in 2009 → |
| 2008 | $150,769 | $35,212 – $42,413 | Global Financial Crisis (GFC) & emergency rate cuts |
| 2007 | $183,193 | $42,788 – $47,244 | The Australian Economy in 2007 → |
| 2006 | $160,522 | $38,776 – $41,421 | The Australian Economy in 2006 → |
| 2005 | $144,941 | $35,317 – $37,925 | The Australian Economy in 2005 → |
| 2004 | $131,822 | $32,251 – $33,794 | The Australian Economy in 2004 → |
| 2003 | $138,609 | $30,750 – $37,544 | The Australian Economy in 2003 → |
| 2002 | $55,889 | $27,708 – $28,181 | The Australian Economy in 2002 → |
Related Australian Economic Statistics
Variable Owner-Occupier Mortgage Interest RateInterest Rates · 2015–2026
6.20%Aug 2026
Australian Mean Residential Dwelling PriceHousing & Property · 2011–2026
$1,100.4k2026 Q2
Household Debt-to-Disposable-Income RatioHousing & Property · 1988–2026
178.4%2026 Q2
Compare Housing Finance against another indicator →
Source Information & Methodology
- Primary Institution:
- Australian Bureau of Statistics (ABS)
- Dataset / Publication:
- Lending Indicators - New Housing Loan Commitments
- Series / Table ID:
- ABS Dataflow LEND_HOUSING (FIN_VAL.NEWCOMMITS.DV8368.TOTDWELL.TOT.TOT.20.AUS.Q)
- Release Frequency:
- Quarterly
• Primary source: Australian Bureau of Statistics (ABS) - Lending Indicators - New Housing Loan Commitments (ABS Dataflow LEND_HOUSING).
• Observation frequency: Quarterly. Annual table values represent calendar year sums.
• Series coverage spans 2002 to 2026 (25 annual observations).
APA Citation:Australian Bureau of Statistics. (2026). Lending Indicators - New Housing Loan Commitments (Dataflow LEND_HOUSING: FIN_VAL.NEWCOMMITS.DV8368.TOTDWELL.TOT.TOT.20.AUS.Q). Retrieved October 2026 from https://data.api.abs.gov.au
Frequently Asked Questions: New Housing Loan Commitments
- What is the current New Housing Loan Commitments?
- As of 2026 Q2, the latest recorded New Housing Loan Commitments is 97648.0 (A$ million / qtr), compared with 103028.0 in 2026 Q1.
- What is the highest and lowest New Housing Loan Commitments ever recorded in Australia?
- Across the historical series (2002–2026), the highest observation was 106630.0 (A$ million / qtr) in 2025 Q4, while the lowest was 27708.0 (A$ million / qtr) in 2002 Q3. The long-run historical average is 210408.0.
- Where is the official New Housing Loan Commitments data sourced from?
- This series is compiled from Australian Bureau of Statistics (ABS) (Lending Indicators - New Housing Loan Commitments, Series ID: FIN_VAL.NEWCOMMITS.DV8368.TOTDWELL.TOT.TOT.20.AUS.Q) and is updated on a quarterly basis under Creative Commons Attribution 4.0 International (CC BY 4.0).