Interest Rates, Money & Credit
Follow the cost of money and credit across Australia-from RBA monetary policy decisions and sovereign bond yields since 1949 to actual interest rates paid by Australian mortgage holders and businesses.
RBA Cash Rate Target & Overnight Cash Rate - Historical Series (1976–2026)
% p.a.Drag to pan, scroll to zoom, or toggle between full annual history (1976–2026) and recent monthly releases.
All Interest Rates, Money & Credit Reference Series
RBA Cash Rate Target & Overnight Cash Rate
The Reserve Bank of Australia’s benchmark monetary policy interest rate from 1969 to 2026.
10-Year Australian Government Bond Yield
Benchmark 10-year Commonwealth Government Securities (CGS) yield from 1949 to 2026.
2-Year Australian Government Bond Yield
Short-dated 2-year Commonwealth Government bond yield closely tracking RBA policy expectations.
Variable Owner-Occupier Mortgage Interest Rate
Average variable interest rate paid on outstanding owner-occupier housing loans in Australia.
Small Business Variable Lending Rate
Weighted-average variable interest rate on credit outstanding for Australian businesses.
M3 Money Supply Growth
12-month percentage growth in Australian M3 monetary aggregates since 1976.
Total Private Sector Credit Growth
12-month ended growth in total housing, personal, and business credit across Australia since 1976.
Reserve Bank of Australia Total Assets
Total assets held on the Reserve Bank of Australia balance sheet ($ million).